Estonia’s Bondora P2P lending platform launches referral program

Estonia’s Bondora P2P lending platform launches referral program

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Peer-to-peer (P2P) lending platform Bondora said last week it has launched a Refer-A-Friend program, under which investors can earn 5% from the amount their referred friends lent in the first 30 days of signing up via the platform. 

Investors who wish to refer a friend and get a reward have to be clients of the platform and share a  custom referral link with their friends who wish to join the platform. Once they introduce a friend to Bondora, what investors earn depends on the amount their friends invest via the platform. Statistically, the average amount Bondora users invests exceeds €4,000, the company said, which would equal a reward of €200 for investors. Rewards are paid if referred friends invest a minimum of €10.  Referred investors, on the other hand, receive a welcome reward of €5 that they can use for their first investment.


Following is a calculation of the reward amounts that Bondora investors can earn when referring a friend:

Portfolio size of referred investors

Amount the referring investor earns









Late last month, PledgeMe, a New Zealand-based crowdfunding platform, also launched a referral program, PledgeMe.Friends, under which users get a $500 reward if a friend they’ve referred launched a successful campaign that raises more than $50,000.

Bondora is an leading Estonia-based P2P lending platform. The platform has facilitated the disburse of more than €66 million. The average Bondora loan is €2,370, but loans range from €500 to €10,000. Bondora also operates a secondary market for P2P loans where investors can buy and sell their existing investments.

Bondora is authorized by the Securities and Exchange Commission (SEC) in the US, the Financial Supervision Authority (FSA) in Estonia, and the Regional State Administrative Agency (RSAA) in Finland.

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